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Negligent vs. Intentional Acts and the insurance policy.
So you believe that the person that hit you did it intentionally. You think that that fact will help you win over a jury. Well, maybe so, but that does not mean their insurance company will pay up. That’s right. Insurance policies are designed to pay for the NEGLIGENT actions of the policyholder, not the INTENTIONAL acts of the policyholder.
So, when you are talking to the adjuster and you think that telling the adjuster that their policyholder INTENTIONALLY injured you, don’t be surprised when you promptly receive a denial letter from them.
If you have any more questions about this topic, or a similar personal injury or insurance related topic, contact the Dowlen Law Firm, PLLC, serving all of Middle Tennessee.