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Tennessee Hospital Liens are to be respected.
In an injury case in Tennessee where there is hospital lien, it is a big deal. Why? Tenn. Code Ann. §29-22-101. It gives the hospitals a “big stick” to wield against insurance companies, specifically automobile insurance companies.
In this case, Nationwide felt the wrath of the The Med under this statute. The Med, who is very well informed regarding this statute, recovered their entire lien amount of $33, 823.02 when the automobile insurance policy only had $5,000 in coverage. Trust me, that’s every adjuster’s nightmare. When anyone recovers more than the coverage on the policy, insurance companies just come apart at the seams.
So, if you are wondering why an adjuster is more concerned about your hospital bill than any other bill, its becase of Tenn. Code Ann. §29-22-101.