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Looks like “Premises Liability” still exists in Tennessee.
Tennessee is typically a pretty conservative state when it comes to people being injured on the premises of a business. However, the case law in Tennessee does not let a business owner completely escape liability for the bad acts of an individual on the business property. If it can be proven that the business had some culpability for the acts of that person, even if those acts are criminal, then the business can be held liable for the acts of that person.
Recently a plaintiff won $10 Million, yes Million, against Ruby Tuesday. What did Ruby Tuesday do wrong? It sold alcohol to an already intoxicated person, who then beat the stew out of the customer / plaintiff. Wow! That makes one wonder if Tennessee is as conservative at the insurance defense bar once thought it was.