Insurance Coverage Issue?

Since I was an insurance adjuster for over a decade, I enjoy dealing with insurance related disputes.  They don’t come up all the time, but when they do, they can be very stressful for the client.

Here is a recent Tennessee case dealing with such a dispute.  This appears to be what’s known as a “construction defect” claim where the insurer denied coverage.  I handled a few of these.  They’re pretty complex.

In this scenario, the proper way to get the court to determine coverage is known as a Declaratory Judgment Action.  In this case, the plaintiffs made other claims like “bad faith”, “Tennessee Consumer Protection Act” and that sort of thing, but for me, the heart of this case is that the court DID GIVE THEM INSURANCE COVERAGE at the end of the day.

This entry was posted on December 17, 2009 at 11:21 am and is filed under Litigation, Insurance Practices, Insurance Law, Business Law. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response or trackback from your own site.