Tennessee sticks close to the insurance policy wording.

An insurance policy is a written contract.  Some states loosely consider the wording of the policy.  Other states look at the wording strictly and hold both the parties to the letter of policy.

Tennessee is pretty strict on the enforcement of the words in the contract or policy.  Here’s a recent Tennessee case where the wording was strictly enforced with regard to Uninsured Motorist coverage.  The Plaintiff, who was merely a guest passenger, was completely out of luck.  So, when in doubt, look at the policy wording, even if it seems confusing.  The bottom line is, when in doubt call an attorney.

This entry was posted on February 9, 2011 at 1:54 pm and is filed under Injury Law, Insurance Practices, Insurance Law. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response or trackback from your own site.